Move moneyperpetually,in real time.
PerpetualX is the API layer for modern finance — programmable accounts, instant settlement, and ledger-grade accuracy. One integration, every rail.
Everything you need to build financial products.
Composable primitives with a single, consistent API. Test in minutes, scale to billions.
Programmable accounts
Open ledger-backed accounts via API, with sub-accounts, holds, and balances you can trust.
Instant settlement
Real-time rails with automatic reconciliation and webhook-driven state.
Multi-currency FX
Convert across 38 currencies at interbank rates with transparent fees.
Double-entry ledger
Immutable, auditable records — every cent accounted for, always balanced.
Risk & compliance
Built-in KYC/AML, sanctions screening, and a configurable rules engine.
Event streams
Signed webhooks and a replayable event log so nothing is ever lost.
Plug into your stack.
Trust, engineered into every layer.
Encryption in transit and at rest, granular access controls, and independent audits. Your data and your customers' money are protected by design.
Ship your first transaction today.
Spin up a sandbox, grab your keys, and make a live API call in under five minutes.
Get API keys →